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My police reports helped me clear that problem up immediately.

"When it came time for me to update my car insurance, I was shocked that I was quoted rates almost 10x what I was accustomed to paying.   The explanation I received was often just "Rates have gone up."  Just before I gave in to pay the inflated bills, an independent auto insurance agent told me I was listed as at-fault in a recent accident. "

At many accidents when a police officer completes his onsite investigation, the officer will give you information as to how to obtain the police reports.   The form the police officer hands you will include your specific accident code you will use to retrieve the police reports either by mail or in person.

The police reports will include the preliminary investigation regarding what the officer observed and was told at the accident scene.  It is possible that an error was made that could adversely affect your case in court or at settlement time.

Obtain your own copy of the police report as quickly after the accident as possible to read what was written and how fault was considered.   It could easily prevent significant  problems for you that may not appear for years until the car accident settlement was reached.

Your car accident information will affect you in many areas from the cost of reselling or buying another car to diminished value claims to injuries and learning how to evaluate and settle your loss. 

In most states, you can access car accident information written in police reports concerning accidents of most any used cars. The dangers of not knowing the history of used cars before you purchase them are very real. For example, replacement airbags are not as safe as the original airbags. Car accident information about used cars that have been in car accidents can help you to steer clear of cars that have replacement air bags.

Knowing the car accident information about used cars helps to save money as well as prevent further car accidents. 

Used cars that have been in car accidents tend to have more mechanical problems. Not knowing the full car accident information about a used car can result in buying a car that needs more maintenance than you were expecting.

Your Car History & Diminished Value 
History databases on used cars are extensive and readily available.  When it comes time for you to sell a previously damaged used car, a buyer can very easy to claim diminished value due to any damage.  Used cars that have been in car accidents are often worth substantially less money than used cars that don’t have  car accident histories. As a result, it’s important to know that the car you’re looking to buy has not suffered serious damage repairs if you want to get a fair price.

When you’re shopping for used cars, make sure that you check all the information about the cars you’re looking at before you make a purchase.  It's easy to discover what car accident information is listed on your car for free at CarFax record check

When you've settled on a used car, it's recommended to get the full report. A little money now can save you thousands when buying a vehicle that looks perfect, but just had great body work finished to complete the sale.

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