My police reports helped me clear
that problem up immediately.
came time for me to update my car insurance, I was shocked that I was quoted
rates almost 10x what I was accustomed to paying. The explanation I
received was often just "Rates have gone up." Just before I gave
in to pay the inflated bills, an independent auto insurance agent told me I was
listed as at-fault in a recent accident. "
At many accidents
when a police officer completes his onsite investigation, the officer will give
you information as to how to obtain the police reports. The form the
police officer hands you will include your specific accident code you will use
to retrieve the police reports either by mail or in person.
reports will include the preliminary investigation regarding what the officer
observed and was told at the accident scene. It is possible that an error
was made that could adversely affect your case in court or at settlement time.
Obtain your own
copy of the police report as quickly after the accident as possible to read what
was written and how fault was considered. It could easily prevent
significant problems for you that may not appear for years until the car
accident settlement was reached.
Your car accident information
will affect you in many areas from the cost of reselling or buying another car
to diminished value claims to injuries and learning how to evaluate and settle
In most states, you can access car accident information written in police
reports concerning accidents of most any used cars. The dangers of not knowing the history of used cars before you purchase them are very real. For example, replacement airbags are not as safe as the original airbags. Car accident information about used cars that have been in car accidents can help you to steer clear of cars that have replacement
Knowing the car accident information about used cars helps to save money as well as prevent further car accidents.
Used cars that have been in car accidents tend to have more mechanical problems. Not knowing the full
car accident information about a used car can result in buying a car that needs more maintenance than you were expecting.
Car History & Diminished Value
History databases on used cars are extensive and readily available.
When it comes time for you to sell a previously damaged used car, a buyer can
very easy to claim diminished value due to any damage. Used cars that have been in car accidents are
often worth substantially less money than used cars that dont have car accident histories. As a result, its important to know that the car youre looking to buy has not
suffered serious damage repairs if you want to get a fair price.
When youre shopping for used cars, make sure that you check all the information about the cars youre looking at before you make a purchase.
It's easy to discover what car accident information is listed on your car for
free at CarFax
When you've settled on a used car, it's recommended to get the
full report. A little money now can save you thousands when buying a
vehicle that looks perfect, but just had great body work finished to complete the sale.