While driving my company vehicle one summer, I approached a four way stop with the intention of turning left. I came to a stop, and as I started to proceed left, a truck came speeding up behind me with the intention of passing me in the intersection. I didn't see him until he was scraping down the left side of my Jeep. Parts went flying everywhere! Several people saw the whole thing.
The driver got out of his truck, and admitted he was trying to pass me because he was late to pick someone up at the train station. I called the police and collected the debris in the road.
The officer arrived and started to make his report. It was about 100 degrees that day so he did it in his air conditioned car. I approached the other driver and offered if he would pay for the damage, I would be willing to not go through insurance. I still don't know why I thought that was a good idea, but that's what I did.
He agreed, and I told the officer about it. He was happy to agree as I think he was hot and wanted to get back in his car. I got the man's info and he left.
All of the repairs amounted to replacing plastic fenders, mirrors, bumper parts, etc., so it only amounted to about $875. I sent the man the bill and he disputed it, saying he didn't do that amount of damage. I should have known.
I had to threaten to call the police, explaining that his insurance rates would certainly go up as well as receiving a fine. He eventually paid up after a few weeks. Next time I will not be such a nice guy, I will insist on going the insurance route.