The advantage of going with a "Brand" name is that you know they are
trusted by many, and obviously very reliable in what they do. On the
other hand if you go with a local insurance company you have never heard
of, you may regret it. A small agency could put up more of a fight about
paying a settlement in the event an accident does occur.
Having an insurance company, such as Geico, usually gives you
competitive rates as well. The auto insurance agents who work for these
companies are often more experienced as well. They are trained to handle
situations an agent from a smaller company may have never come across.
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Also if you like the thought of going with a "Brand" company but want
the comfort of knowing a local agent. Most of the national insurance
companies have representatives in your local area, so you have the
advantage of a local agent who knows you by name.
This means that you will get the customer service you need and the
attention you deserve. It also means that in case you do get into an
accident there are professionals trained to help you get what you need in a
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There will be times that you may think a larger company means less
personal, but from my experience has been just the opposite. Whenever I've
called my insurance company I've spoke to auto insurance agents and
representatives, who were very willing to help me solve my problems.
By going with a national company I have the advantage of low-cost
insurance with competitive rates yet professionally trained auto insurance
agents located right in my neighborhood. That is truly comforting. - Compare car insurance quotes. You could be saving money.